Proficient Loan Agency, Home Loan Company & Mortgage Consultant In Laredo, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 12/16/2019 and subject to change without notice."

Best Mortgage Rates in Laredo Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Laredo TX Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

 Top Mortgage Lender in Texas
Christina & Aaron F.

We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

The Professional Prodigy Lending Agency In Laredo, Texas

 

About Us 

Prodigy Lending is a group of mortgage professionals all over the United States determined to offer quality mortgage services to its clients. As a competition measure to the other mortgage lenders in Laredo, Prodigy lending offers different loan programs to its clients structured to specifically meet their needs. Prodigy lending has a team of loan experts that offers guidance services at low fees to their clients such as: first time home buyers, clients purchasing their dream homes, those consolidating their mortgages and clients refinancing their loans.

OUR MORTGAGE PROGRAMS FOR YOU

CONVENTIONAL HOME LOANS 

  • Lower down Payment – 3% Down on Conventional Loans 
  • lower PMI compared to FHA Loans 
  • Flexible  terms – 30, 20, 15 or multiyear contracts 
  • Low-Interest Rates with endorsed scores 
  • No Lender Fees

FHA HOME LOANS 

  • Low down  payment of about 3.5%
  • Simple Qualifications 
  • Alluring Interest Rates 
  • Recovery Loans Available 
  • Higher Debt To Income To Qualify 

VA HOME LOANS 

  • 100% Financing for VA’s 
  • No Mortgage Insurance for VA’s 
  • VA Loans shutting cost are lower 
  • Simple to fit the bill for a VA Loan 
  • Best Rates For A Government Loan 

USDA HOME LOAN 

  • 100% Financing!!! 
  • Low Rate with NO Down payment! 
  • Low-Interest Rates For 100% Loan 
  • Low Mortgage Insurance Cost 
  • Must Qualify For Income And Home Location 

As a mortgage lender, our main goal is to ensure that our relationship with our clients is strengthened. This is why we always ensure that their details are safe kept avoiding them falling to the wrong hands. This is why our name is always high held in the lending community.

To communicate with us, call us via our available hotline. You can also utilize our other interactive tools available.

– The Prodigy Lending Team 

PRODIGY LENDING HAS BEEN PROVIDING AWARD-WINNING SERVICE FOR MORE THAN 17 YEARS! 

BEGIN WITH YOUR PRE-APPROVAL PROCESS TODAY 

ONE OF THE UNITED STATE’S TOP WORKPLACES 

Prodigy Lending Home Loans is glad to have been granted as the Top Work Places for as far back as eight years. We’re focused on brilliance in the work environment and respected to have gotten such acknowledgment. 

Locate the Most Competitive Rates on Your Home Loan 

We have the least, most current home loan rates accessible. Our home advance focus offers different ease home loan credits for buy and renegotiating. 

We are known as a standout amongst other private home loan banks in the United States. We ensure our home advance program will furnish you with an explicit home loan alternative that is directly for you. 

Need to purchase another home or renegotiate to a lower contract? 

The present home loan rate is offered to you dependent on the present economic situation. Since economic situation changes as often as possible for the duration of the day, if you don’t mind round out a short structure and get a fast, no commitment quote.

Call us today for more loan information!

 

 

Mortgage Lenders Laredo Texas Catering To Home Loans